Friday, 27 July 2018

Debt Hit List * Quarantine Your Debts!


The journey to debt freedom requires a lot of deliberate work especially for those with a lot of debts piled up on their plates. It can be quite overwhelming just trying to figure out where to begin I tell you. Dave Ramsey said once that getting into debts is similar to taking an elevator to a destination but getting out of debts is like taking the stair case. A long way to go!

No matter the size of your debts, the first thing is to determine to stop adding on more debts. This might sound like a no-brainer but I tell you that it is kinda impossible sounding for some people. Yes! There are people who do not really think that they can survive on just their income no matter how little or great.

Tuesday, 10 July 2018

Money Smart Kids


Debts are enemies to a person's peace of mind and should be treated as what they are, "enemies". There is no use ignoring paying off debts hoping that they would just go away. It is also not a good idea to go into ventures that make you a debtor too.


True, there are situations that crop up unexpectedly that could push a person to make a decision that would plunge him/her into debts but, most often than not, going into debts is as a result of poor planning, impatience and discontentment. This might not be a welcome insinuation to most but look at it this way.